Call reports 2020
COTTONPORT BANK, THE — 2020
What COTTONPORT BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 393,112,000 | 413,219,000 | 411,424,000 | 424,364,000 |
| Total loans | 239,788,000 | 262,202,000 | 260,327,000 | 245,170,000 |
| Allowance for loan losses | 3,660,000 | 3,578,000 | 3,594,000 | 3,443,000 |
| Securities available for sale | 46,438,000 | 41,071,000 | 40,731,000 | 49,342,000 |
| Securities held to maturity | 661,000 | 661,000 | 623,000 | 623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,809,000 | 362,651,000 | 360,256,000 | 373,131,000 |
| Interest-bearing deposits | 215,183,000 | 209,783,000 | 204,885,000 | 212,367,000 |
| Noninterest-bearing deposits | 129,626,000 | 152,868,000 | 155,371,000 | 160,764,000 |
| Equity capital | 47,002,000 | 48,210,000 | 49,179,000 | 50,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,042,000 | 8,068,000 | 12,104,000 | 16,027,000 |
| Interest expense | 624,000 | 1,111,000 | 1,482,000 | 1,764,000 |
| Net interest income | 3,418,000 | 6,957,000 | 10,622,000 | 14,263,000 |
| Noninterest income | 1,223,000 | 2,063,000 | 3,005,000 | 3,914,000 |
| Noninterest expense | 3,298,000 | 6,414,000 | 9,600,000 | 12,728,000 |
| Provision for loan losses | 700,000 | 850,000 | 950,000 | 950,000 |
| Pretax income | 643,000 | 1,756,000 | 3,635,000 | 5,057,000 |
| Income tax | 169,000 | 495,000 | 710,000 | 998,000 |
| Net income | 474,000 | 1,261,000 | 2,925,000 | 4,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,477,000 | 47,280,000 | 48,959,000 | 50,109,000 |