Call reports 2016
COTTONPORT BANK, THE — 2016
What COTTONPORT BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 342,560,000 | 331,106,000 | 329,773,000 | 330,878,000 |
| Total loans | 215,843,000 | 218,828,000 | 217,482,000 | 206,554,000 |
| Allowance for loan losses | 1,238,000 | 1,340,000 | 1,417,000 | 1,652,000 |
| Securities available for sale | 56,605,000 | 69,743,000 | 62,986,000 | 65,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,370,000 | 287,185,000 | 285,120,000 | 292,196,000 |
| Interest-bearing deposits | 210,242,000 | 201,064,000 | 193,779,000 | 191,648,000 |
| Noninterest-bearing deposits | 89,128,000 | 86,121,000 | 91,341,000 | 100,548,000 |
| Equity capital | 38,595,000 | 39,397,000 | 39,850,000 | 37,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,270,000 | 6,603,000 | 9,977,000 | 13,262,000 |
| Interest expense | 265,000 | 525,000 | 773,000 | 1,014,000 |
| Net interest income | 3,005,000 | 6,078,000 | 9,204,000 | 12,248,000 |
| Noninterest income | 946,000 | 1,814,000 | 2,568,000 | 3,489,000 |
| Noninterest expense | 2,968,000 | 5,947,000 | 8,806,000 | 12,117,000 |
| Provision for loan losses | 160,000 | 310,000 | 460,000 | 610,000 |
| Pretax income | 823,000 | 1,635,000 | 2,506,000 | 3,010,000 |
| Income tax | 188,000 | 368,000 | 570,000 | 656,000 |
| Net income | 635,000 | 1,267,000 | 1,936,000 | 2,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,325,000 | 37,975,000 | 38,610,000 | 37,121,000 |
| Total capital | 38,563,000 | 39,315,000 | 40,027,000 | 38,773,000 |
| Risk-weighted assets | 214,510,000 | 217,354,000 | 214,108,000 | 205,196,000 |