Call reports 2015
COTTONPORT BANK, THE — 2015
What COTTONPORT BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 329,497,000 | 333,262,000 | 326,688,000 | 333,648,000 |
| Total loans | 208,038,000 | 221,621,000 | 227,654,000 | 222,473,000 |
| Allowance for loan losses | 3,246,000 | 1,765,000 | 1,991,000 | 1,286,000 |
| Securities available for sale | 76,853,000 | 73,540,000 | 62,884,000 | 46,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,492,000 | 290,590,000 | 283,665,000 | 291,570,000 |
| Interest-bearing deposits | 200,200,000 | 206,683,000 | 203,298,000 | 204,074,000 |
| Noninterest-bearing deposits | 87,292,000 | 83,907,000 | 80,367,000 | 87,496,000 |
| Equity capital | 37,646,000 | 38,063,000 | 38,417,000 | 37,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,188,000 | 6,507,000 | 9,948,000 | 13,332,000 |
| Interest expense | 279,000 | 554,000 | 836,000 | 1,110,000 |
| Net interest income | 2,909,000 | 5,953,000 | 9,112,000 | 12,222,000 |
| Noninterest income | 919,000 | 1,870,000 | 2,765,000 | 3,611,000 |
| Noninterest expense | 2,955,000 | 5,839,000 | 8,979,000 | 11,927,000 |
| Provision for loan losses | 105,000 | 410,000 | 1,115,000 | 2,650,000 |
| Pretax income | 771,000 | 1,577,000 | 1,786,000 | 1,653,000 |
| Income tax | 169,000 | 362,000 | 357,000 | 230,000 |
| Net income | 602,000 | 1,215,000 | 1,429,000 | 1,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,929,000 | 36,654,000 | 36,884,000 | 36,648,000 |
| Total capital | 38,435,000 | 38,419,000 | 38,875,000 | 37,934,000 |
| Risk-weighted assets | 200,120,000 | 218,286,000 | 219,798,000 | 217,888,000 |