Call reports 2014
COTTONPORT BANK, THE — 2014
What COTTONPORT BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 325,215,000 | 316,566,000 | 324,676,000 | 325,002,000 |
| Total loans | 186,817,000 | 198,496,000 | 202,585,000 | 203,941,000 |
| Allowance for loan losses | 1,676,000 | 1,739,000 | 1,820,000 | 3,331,000 |
| Securities available for sale | 97,212,000 | 81,810,000 | 79,366,000 | 83,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,973,000 | 272,046,000 | 279,907,000 | 284,211,000 |
| Interest-bearing deposits | 196,606,000 | 192,305,000 | 203,289,000 | 200,937,000 |
| Noninterest-bearing deposits | 83,367,000 | 79,741,000 | 76,618,000 | 83,274,000 |
| Equity capital | 36,628,000 | 36,840,000 | 37,515,000 | 36,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,105,000 | 6,363,000 | 9,633,000 | 12,945,000 |
| Interest expense | 309,000 | 608,000 | 899,000 | 1,198,000 |
| Net interest income | 2,796,000 | 5,755,000 | 8,734,000 | 11,747,000 |
| Noninterest income | 907,000 | 1,729,000 | 2,611,000 | 3,636,000 |
| Noninterest expense | 2,898,000 | 5,826,000 | 8,749,000 | 12,192,000 |
| Provision for loan losses | 75,000 | 150,000 | 270,000 | 1,875,000 |
| Pretax income | 730,000 | 1,648,000 | 2,466,000 | 1,456,000 |
| Income tax | 125,000 | 347,000 | 525,000 | 102,000 |
| Net income | 605,000 | 1,301,000 | 1,941,000 | 1,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,875,000 | 35,056,000 | 35,719,000 | 35,160,000 |
| Total capital | 36,551,000 | 36,795,000 | 37,539,000 | 37,687,000 |
| Risk-weighted assets | 187,500,000 | 199,047,000 | 201,942,000 | 201,391,000 |