Call reports 2013
COTTONPORT BANK, THE — 2013
What COTTONPORT BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 333,166,000 | 328,215,000 | 330,406,000 | 328,412,000 |
| Total loans | 169,174,000 | 179,082,000 | 185,456,000 | 182,847,000 |
| Allowance for loan losses | 1,771,000 | 1,737,000 | 1,734,000 | 1,707,000 |
| Securities available for sale | 108,603,000 | 113,888,000 | 103,346,000 | 99,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,709,000 | 284,705,000 | 285,481,000 | 283,887,000 |
| Interest-bearing deposits | 205,830,000 | 200,326,000 | 199,661,000 | 197,574,000 |
| Noninterest-bearing deposits | 83,879,000 | 84,379,000 | 85,820,000 | 86,313,000 |
| Equity capital | 35,678,000 | 34,990,000 | 35,405,000 | 35,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,163,000 | 6,600,000 | 9,812,000 | 13,048,000 |
| Interest expense | 358,000 | 705,000 | 1,043,000 | 1,364,000 |
| Net interest income | 2,805,000 | 5,895,000 | 8,769,000 | 11,684,000 |
| Noninterest income | 897,000 | 1,753,000 | 2,607,000 | 3,462,000 |
| Noninterest expense | 2,790,000 | 5,669,000 | 8,539,000 | 11,942,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 837,000 | 1,829,000 | 2,639,000 | 2,931,000 |
| Income tax | 184,000 | 410,000 | 591,000 | 602,000 |
| Net income | 653,000 | 1,419,000 | 2,048,000 | 2,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,528,000 | 33,295,000 | 33,943,000 | 34,234,000 |
| Total capital | 34,299,000 | 35,032,000 | 35,677,000 | 35,941,000 |
| Risk-weighted assets | 172,459,000 | 181,447,000 | 186,452,000 | 183,238,000 |