Call reports 2012
COTTONPORT BANK, THE — 2012
What COTTONPORT BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 348,065,000 | 345,021,000 | 355,827,000 | 328,327,000 |
| Total loans | 179,590,000 | 181,417,000 | 180,801,000 | 174,182,000 |
| Allowance for loan losses | 1,658,000 | 1,569,000 | 1,682,000 | 1,741,000 |
| Securities available for sale | 122,209,000 | 113,594,000 | 118,701,000 | 109,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,571,000 | 304,756,000 | 314,259,000 | 286,979,000 |
| Interest-bearing deposits | 218,101,000 | 219,628,000 | 224,043,000 | 201,791,000 |
| Noninterest-bearing deposits | 90,470,000 | 85,128,000 | 90,216,000 | 85,188,000 |
| Equity capital | 33,692,000 | 34,292,000 | 35,214,000 | 35,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,580,000 | 7,056,000 | 10,492,000 | 13,809,000 |
| Interest expense | 572,000 | 1,103,000 | 1,591,000 | 2,010,000 |
| Net interest income | 3,008,000 | 5,953,000 | 8,901,000 | 11,799,000 |
| Noninterest income | 866,000 | 1,706,000 | 2,558,000 | 3,685,000 |
| Noninterest expense | 2,713,000 | 5,479,000 | 8,306,000 | 11,488,000 |
| Provision for loan losses | 75,000 | 150,000 | 275,000 | 425,000 |
| Pretax income | 1,086,000 | 2,030,000 | 2,878,000 | 3,571,000 |
| Income tax | 262,000 | 484,000 | 665,000 | 828,000 |
| Net income | 824,000 | 1,546,000 | 2,213,000 | 2,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,968,000 | 31,177,000 | 31,863,000 | 31,859,000 |
| Total capital | 32,626,000 | 32,746,000 | 33,545,000 | 33,600,000 |
| Risk-weighted assets | 181,355,000 | 182,685,000 | 184,320,000 | 173,839,000 |