Call reports 2010
COTTONPORT BANK, THE — 2010
What COTTONPORT BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 281,347,000 | 284,127,000 | 294,068,000 | 308,191,000 |
| Total loans | 169,704,000 | 172,823,000 | 168,588,000 | 162,356,000 |
| Allowance for loan losses | 1,912,000 | 1,525,000 | 1,693,000 | 1,778,000 |
| Securities available for sale | 64,799,000 | 57,657,000 | 68,520,000 | 77,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,589,000 | 248,352,000 | 258,095,000 | 273,476,000 |
| Interest-bearing deposits | 182,634,000 | 182,515,000 | 190,923,000 | 200,517,000 |
| Noninterest-bearing deposits | 64,955,000 | 65,837,000 | 67,172,000 | 72,959,000 |
| Equity capital | 27,512,000 | 28,539,000 | 29,679,000 | 28,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,546,000 | 7,184,000 | 10,763,000 | 14,303,000 |
| Interest expense | 717,000 | 1,420,000 | 2,124,000 | 2,847,000 |
| Net interest income | 2,829,000 | 5,764,000 | 8,639,000 | 11,456,000 |
| Noninterest income | 981,000 | 1,846,000 | 2,815,000 | 3,753,000 |
| Noninterest expense | 2,704,000 | 5,305,000 | 7,924,000 | 11,240,000 |
| Provision for loan losses | 175,000 | 250,000 | 400,000 | 550,000 |
| Pretax income | 952,000 | 2,076,000 | 3,151,000 | 3,440,000 |
| Income tax | 252,000 | 554,000 | 796,000 | 812,000 |
| Net income | 700,000 | 1,522,000 | 2,355,000 | 2,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,028,000 | 26,869,000 | 27,507,000 | 27,766,000 |
| Total capital | 27,940,000 | 28,394,000 | 29,200,000 | 29,544,000 |
| Risk-weighted assets | 179,239,000 | 179,950,000 | 178,502,000 | 174,269,000 |