Call reports 2009
COTTONPORT BANK, THE — 2009
What COTTONPORT BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 249,302,000 | 256,048,000 | 270,336,000 | 276,710,000 |
| Total loans | 156,274,000 | 168,637,000 | 172,311,000 | 166,310,000 |
| Allowance for loan losses | 2,056,000 | 1,931,000 | 2,025,000 | 1,878,000 |
| Securities available for sale | 61,992,000 | 62,440,000 | 57,264,000 | 65,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,161,000 | 220,372,000 | 235,806,000 | 243,060,000 |
| Interest-bearing deposits | 167,017,000 | 168,265,000 | 173,076,000 | 176,329,000 |
| Noninterest-bearing deposits | 49,144,000 | 52,107,000 | 62,730,000 | 66,731,000 |
| Equity capital | 25,990,000 | 26,764,000 | 28,040,000 | 27,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,489,000 | 7,128,000 | 10,806,000 | 14,405,000 |
| Interest expense | 909,000 | 1,764,000 | 2,552,000 | 3,310,000 |
| Net interest income | 2,580,000 | 5,364,000 | 8,254,000 | 11,095,000 |
| Noninterest income | 923,000 | 1,897,000 | 2,770,000 | 3,603,000 |
| Noninterest expense | 2,558,000 | 5,268,000 | 8,177,000 | 11,160,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 100,000 |
| Pretax income | 949,000 | 2,017,000 | 2,847,000 | 3,463,000 |
| Income tax | 258,000 | 557,000 | 771,000 | 789,000 |
| Net income | 691,000 | 1,460,000 | 2,076,000 | 2,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,796,000 | 25,585,000 | 26,220,000 | 25,848,000 |
| Total capital | 26,852,000 | 25,585,000 | 28,245,000 | 27,726,000 |
| Risk-weighted assets | 165,224,000 | 173,831,000 | 177,585,000 | 175,412,000 |