Call reports 2008
COTTONPORT BANK, THE — 2008
What COTTONPORT BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 226,106,000 | 226,629,000 | 232,179,000 | 240,444,000 |
| Total loans | 130,555,000 | 143,775,000 | 150,332,000 | 149,268,000 |
| Allowance for loan losses | 2,541,000 | 2,368,000 | 2,236,000 | 2,171,000 |
| Securities available for sale | 61,994,000 | 56,803,000 | 55,171,000 | 60,849,000 |
| Securities held to maturity | 20,000 | 20,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,424,000 | 197,170,000 | 201,790,000 | 206,876,000 |
| Interest-bearing deposits | 157,678,000 | 154,268,000 | 156,894,000 | 159,236,000 |
| Noninterest-bearing deposits | 41,746,000 | 42,902,000 | 44,896,000 | 47,640,000 |
| Equity capital | 23,980,000 | 24,264,000 | 24,708,000 | 25,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,510,000 | 6,997,000 | 10,837,000 | 14,522,000 |
| Interest expense | 1,246,000 | 2,356,000 | 3,379,000 | 4,373,000 |
| Net interest income | 2,264,000 | 4,641,000 | 7,458,000 | 10,149,000 |
| Noninterest income | 962,000 | 1,853,000 | 2,743,000 | 3,591,000 |
| Noninterest expense | 2,372,000 | 4,825,000 | 7,411,000 | 10,379,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 854,000 | 1,669,000 | 2,790,000 | 3,361,000 |
| Income tax | 197,000 | 454,000 | 772,000 | 845,000 |
| Net income | 657,000 | 1,215,000 | 2,018,000 | 2,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,714,000 | 23,291,000 | 24,113,000 | 24,631,000 |
| Total capital | 24,477,000 | 25,184,000 | 26,070,000 | 26,595,000 |
| Risk-weighted assets | 140,233,000 | 150,938,000 | 156,275,000 | 156,916,000 |