Call reports 2007
COTTONPORT BANK, THE — 2007
What COTTONPORT BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 217,747,000 | 217,579,000 | 226,091,000 | 228,895,000 |
| Total loans | 125,809,000 | 133,844,000 | 129,043,000 | 125,664,000 |
| Allowance for loan losses | 2,804,000 | 2,737,000 | 2,753,000 | 2,667,000 |
| Securities available for sale | 55,585,000 | 55,375,000 | 59,924,000 | 65,776,000 |
| Securities held to maturity | 20,000 | 20,000 | 20,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,989,000 | 192,310,000 | 200,241,000 | 202,622,000 |
| Interest-bearing deposits | 150,849,000 | 152,701,000 | 155,199,000 | 153,749,000 |
| Noninterest-bearing deposits | 42,140,000 | 39,609,000 | 45,042,000 | 48,873,000 |
| Equity capital | 22,678,000 | 22,956,000 | 23,335,000 | 23,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,427,000 | 7,066,000 | 10,817,000 | 14,438,000 |
| Interest expense | 1,275,000 | 2,638,000 | 4,056,000 | 5,447,000 |
| Net interest income | 2,152,000 | 4,428,000 | 6,761,000 | 8,991,000 |
| Noninterest income | 818,000 | 1,778,000 | 2,786,000 | 3,628,000 |
| Noninterest expense | 2,440,000 | 4,743,000 | 7,185,000 | 10,063,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 529,000 | 1,456,000 | 2,355,000 | 2,549,000 |
| Income tax | 134,000 | 407,000 | 667,000 | 635,000 |
| Net income | 395,000 | 1,049,000 | 1,688,000 | 1,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,627,000 | 22,304,000 | 22,528,000 | 22,572,000 |
| Total capital | 23,334,000 | 24,095,000 | 24,271,000 | 24,276,000 |
| Risk-weighted assets | 135,491,000 | 142,321,000 | 138,434,000 | 135,436,000 |