Call reports 2006
COTTONPORT BANK, THE — 2006
What COTTONPORT BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 212,983,000 | 212,324,000 | 214,141,000 | 212,715,000 |
| Total loans | 140,579,000 | 143,314,000 | 141,958,000 | 129,680,000 |
| Allowance for loan losses | 2,997,000 | 2,955,000 | 3,030,000 | 2,841,000 |
| Securities available for sale | 43,338,000 | 40,411,000 | 41,351,000 | 51,157,000 |
| Securities held to maturity | 40,000 | 40,000 | 20,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,530,000 | 188,542,000 | 189,222,000 | 188,301,000 |
| Interest-bearing deposits | 145,248,000 | 144,544,000 | 145,603,000 | 146,198,000 |
| Noninterest-bearing deposits | 41,282,000 | 43,998,000 | 43,619,000 | 42,103,000 |
| Equity capital | 21,459,000 | 21,651,000 | 22,616,000 | 22,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,370,000 | 6,743,000 | 10,189,000 | 13,828,000 |
| Interest expense | 978,000 | 2,025,000 | 3,121,000 | 4,364,000 |
| Net interest income | 2,392,000 | 4,718,000 | 7,068,000 | 9,464,000 |
| Noninterest income | 934,000 | 1,837,000 | 2,637,000 | 3,536,000 |
| Noninterest expense | 2,311,000 | 4,592,000 | 6,973,000 | 9,923,000 |
| Provision for loan losses | 130,000 | 280,000 | 470,000 | 735,000 |
| Pretax income | 833,000 | 1,631,000 | 2,210,000 | 2,290,000 |
| Income tax | 251,000 | 490,000 | 656,000 | 618,000 |
| Net income | 582,000 | 1,141,000 | 1,554,000 | 1,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,578,000 | 21,159,000 | 21,594,000 | 21,733,000 |
| Total capital | 22,414,000 | 23,030,000 | 23,454,000 | 23,463,000 |
| Risk-weighted assets | 145,739,000 | 148,630,000 | 147,634,000 | 137,339,000 |