Call reports 2005
COTTONPORT BANK, THE — 2005
What COTTONPORT BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 205,677,000 | 207,535,000 | 219,539,000 | 212,392,000 |
| Total loans | 136,780,000 | 145,589,000 | 153,146,000 | 141,233,000 |
| Allowance for loan losses | 3,755,000 | 3,604,000 | 3,494,000 | 3,705,000 |
| Securities available for sale | 45,057,000 | 40,287,000 | 35,759,000 | 45,992,000 |
| Securities held to maturity | 80,000 | 80,000 | 40,000 | 40,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,480,000 | 173,515,000 | 182,566,000 | 186,494,000 |
| Interest-bearing deposits | 143,015,000 | 140,666,000 | 143,652,000 | 142,758,000 |
| Noninterest-bearing deposits | 33,465,000 | 32,849,000 | 38,914,000 | 43,736,000 |
| Equity capital | 20,251,000 | 21,133,000 | 21,609,000 | 21,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,049,000 | 6,182,000 | 9,629,000 | 13,023,000 |
| Interest expense | 802,000 | 1,647,000 | 2,612,000 | 3,635,000 |
| Net interest income | 2,247,000 | 4,535,000 | 7,017,000 | 9,388,000 |
| Noninterest income | 804,000 | 1,512,000 | 2,240,000 | 2,975,000 |
| Noninterest expense | 1,903,000 | 3,860,000 | 5,952,000 | 8,338,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 1,405,000 |
| Pretax income | 996,000 | 1,903,000 | 2,898,000 | 2,521,000 |
| Income tax | 310,000 | 597,000 | 948,000 | 697,000 |
| Net income | 686,000 | 1,306,000 | 1,950,000 | 1,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,359,000 | 20,986,000 | 21,635,000 | 20,499,000 |
| Total capital | 22,101,000 | 22,837,000 | 23,591,000 | 22,340,000 |
| Risk-weighted assets | 137,396,000 | 146,329,000 | 154,997,000 | 144,736,000 |