Call reports 2004
COTTONPORT BANK, THE — 2004
What COTTONPORT BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 206,735,000 | 205,089,000 | 208,363,000 | 206,953,000 |
| Total loans | 130,265,000 | 136,102,000 | 139,139,000 | 131,622,000 |
| Allowance for loan losses | 3,546,000 | 3,462,000 | 3,657,000 | 3,655,000 |
| Securities available for sale | 49,002,000 | 41,109,000 | 44,330,000 | 54,479,000 |
| Securities held to maturity | 130,000 | 130,000 | 80,000 | 80,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,166,000 | 178,725,000 | 176,663,000 | 176,952,000 |
| Interest-bearing deposits | 146,183,000 | 143,591,000 | 143,646,000 | 141,364,000 |
| Noninterest-bearing deposits | 32,983,000 | 35,134,000 | 33,017,000 | 35,588,000 |
| Equity capital | 18,968,000 | 18,967,000 | 20,090,000 | 20,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,973,000 | 6,012,000 | 9,255,000 | 12,477,000 |
| Interest expense | 788,000 | 1,560,000 | 2,359,000 | 3,169,000 |
| Net interest income | 2,185,000 | 4,452,000 | 6,896,000 | 9,308,000 |
| Noninterest income | 620,000 | 1,204,000 | 1,899,000 | 2,569,000 |
| Noninterest expense | 1,881,000 | 3,751,000 | 5,676,000 | 7,995,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 765,000 | 1,579,000 | 2,629,000 | 3,218,000 |
| Income tax | 240,000 | 495,000 | 761,000 | 965,000 |
| Net income | 525,000 | 1,084,000 | 1,868,000 | 2,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,523,000 | 19,071,000 | 19,845,000 | 20,236,000 |
| Total capital | 20,175,000 | 20,790,000 | 21,593,000 | 21,903,000 |
| Risk-weighted assets | 130,295,000 | 135,789,000 | 137,966,000 | 131,406,000 |