Call reports 2003
COTTONPORT BANK, THE — 2003
What COTTONPORT BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 203,143,000 | 201,165,000 | 200,908,000 | 204,106,000 |
| Total loans | 140,125,000 | 142,867,000 | 144,447,000 | 129,821,000 |
| Allowance for loan losses | 3,447,000 | 3,485,000 | 3,341,000 | 3,418,000 |
| Securities available for sale | 19,332,000 | 26,714,000 | 32,413,000 | 48,681,000 |
| Securities held to maturity | 150,000 | 150,000 | 130,000 | 130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,916,000 | 176,261,000 | 177,280,000 | 179,657,000 |
| Interest-bearing deposits | 145,634,000 | 145,157,000 | 145,978,000 | 143,636,000 |
| Noninterest-bearing deposits | 33,282,000 | 31,104,000 | 31,302,000 | 36,021,000 |
| Equity capital | 17,848,000 | 18,047,000 | 18,327,000 | 18,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,115,000 | 6,178,000 | 9,367,000 | 12,455,000 |
| Interest expense | 970,000 | 1,879,000 | 2,766,000 | 3,589,000 |
| Net interest income | 2,145,000 | 4,299,000 | 6,601,000 | 8,866,000 |
| Noninterest income | 713,000 | 1,265,000 | 2,048,000 | 2,712,000 |
| Noninterest expense | 2,016,000 | 3,826,000 | 5,740,000 | 8,212,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,100,000 |
| Pretax income | 548,000 | 1,178,000 | 2,084,000 | 2,359,000 |
| Income tax | 170,000 | 361,000 | 649,000 | 628,000 |
| Net income | 378,000 | 817,000 | 1,435,000 | 1,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,540,000 | 17,485,000 | 18,063,000 | 18,420,000 |
| Total capital | 19,339,000 | 19,289,000 | 19,885,000 | 20,074,000 |
| Risk-weighted assets | 142,331,000 | 142,659,000 | 144,245,000 | 130,618,000 |