Call reports 2002
COTTONPORT BANK, THE — 2002
What COTTONPORT BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 200,135,000 | 201,081,000 | 203,648,000 | 201,643,000 |
| Total loans | 138,874,000 | 149,632,000 | 153,072,000 | 142,517,000 |
| Allowance for loan losses | 3,450,000 | 3,773,000 | 3,992,000 | 3,401,000 |
| Securities available for sale | 25,586,000 | 25,103,000 | 21,544,000 | 20,924,000 |
| Securities held to maturity | 375,000 | 375,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,518,000 | 160,987,000 | 172,555,000 | 172,925,000 |
| Interest-bearing deposits | 130,454,000 | 127,698,000 | 140,008,000 | 140,463,000 |
| Noninterest-bearing deposits | 32,064,000 | 33,289,000 | 32,547,000 | 32,462,000 |
| Equity capital | 16,509,000 | 17,247,000 | 17,894,000 | 17,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,447,000 | 6,859,000 | 10,384,000 | 13,720,000 |
| Interest expense | 1,111,000 | 2,158,000 | 3,294,000 | 4,409,000 |
| Net interest income | 2,336,000 | 4,701,000 | 7,090,000 | 9,311,000 |
| Noninterest income | 821,000 | 1,704,000 | 2,680,000 | 4,806,000 |
| Noninterest expense | 1,945,000 | 4,026,000 | 6,136,000 | 8,647,000 |
| Provision for loan losses | 300,000 | 715,000 | 1,165,000 | 3,240,000 |
| Pretax income | 936,000 | 1,705,000 | 2,520,000 | 2,324,000 |
| Income tax | 306,000 | 558,000 | 825,000 | 605,000 |
| Net income | 630,000 | 1,147,000 | 1,695,000 | 1,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,451,000 | 16,970,000 | 17,522,000 | 17,547,000 |
| Total capital | 18,211,000 | 18,827,000 | 19,423,000 | 19,352,000 |
| Risk-weighted assets | 139,135,000 | 146,642,000 | 149,971,000 | 143,024,000 |