Call reports 2015
FIRST PRIORITY BANK — 2015
What FIRST PRIORITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 470,994,000 | 503,644,000 | 508,324,000 | 546,217,000 |
| Total loans | 372,469,000 | 391,319,000 | 399,083,000 | 409,153,000 |
| Allowance for loan losses | 2,377,000 | 2,566,000 | 2,643,000 | 2,795,000 |
| Securities available for sale | 45,217,000 | 61,593,000 | 52,168,000 | 94,704,000 |
| Securities held to maturity | 15,777,000 | 15,682,000 | 20,568,000 | 19,886,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,754,000 | 378,127,000 | 396,953,000 | 415,313,000 |
| Interest-bearing deposits | 331,942,000 | 329,701,000 | 347,163,000 | 368,731,000 |
| Noninterest-bearing deposits | 49,812,000 | 48,426,000 | 49,790,000 | 46,582,000 |
| Equity capital | 50,019,000 | 50,048,000 | 51,038,000 | 45,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,654,000 | 9,415,000 | 14,422,000 | 19,510,000 |
| Interest expense | 766,000 | 1,543,000 | 2,339,000 | 3,326,000 |
| Net interest income | 3,888,000 | 7,872,000 | 12,083,000 | 16,184,000 |
| Noninterest income | 191,000 | 480,000 | 668,000 | 852,000 |
| Noninterest expense | 3,300,000 | 6,684,000 | 10,135,000 | 13,470,000 |
| Provision for loan losses | 120,000 | 250,000 | 445,000 | 610,000 |
| Pretax income | 659,000 | 1,418,000 | 2,296,000 | 3,215,000 |
| Income tax | 217,000 | 468,000 | 726,000 | 992,000 |
| Net income | 442,000 | 950,000 | 1,570,000 | 2,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,381,000 | 44,262,000 | 45,106,000 | 39,858,000 |
| Total capital | 47,793,000 | 46,863,000 | 47,784,000 | 51,889,000 |
| Risk-weighted assets | 362,888,000 | 382,706,000 | 387,710,000 | 399,814,000 |