Call reports 2010
STATE BANK OF BRICELYN — 2010
What STATE BANK OF BRICELYN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 25,249,000 | 25,615,000 | 24,860,000 | 25,775,000 |
| Total loans | 20,167,000 | 19,857,000 | 20,502,000 | 22,557,000 |
| Allowance for loan losses | 196,000 | 203,000 | 178,000 | 187,000 |
| Securities available for sale | 264,000 | 243,000 | 222,000 | 692,000 |
| Securities held to maturity | 292,000 | 292,000 | 292,000 | 272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,050,000 | 22,408,000 | 21,558,000 | 21,865,000 |
| Interest-bearing deposits | 20,517,000 | 20,837,000 | 20,117,000 | 19,742,000 |
| Noninterest-bearing deposits | 1,533,000 | 1,571,000 | 1,442,000 | 2,123,000 |
| Equity capital | 2,964,000 | 2,988,000 | 3,076,000 | 2,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 326,000 | 660,000 | 993,000 | 1,336,000 |
| Interest expense | 81,000 | 161,000 | 237,000 | 309,000 |
| Net interest income | 245,000 | 499,000 | 756,000 | 1,027,000 |
| Noninterest income | 28,000 | 49,000 | 69,000 | 94,000 |
| Noninterest expense | 194,000 | 402,000 | 583,000 | 821,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 45,000 |
| Pretax income | 71,000 | 131,000 | 219,000 | 255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 71,000 | 131,000 | 219,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,955,000 | 2,979,000 | 3,076,000 | 2,904,000 |
| Total capital | 3,151,000 | 3,182,000 | 3,254,000 | 3,091,000 |
| Risk-weighted assets | 18,929,000 | 19,318,000 | 19,354,000 | 21,657,000 |