Call reports 2009
STATE BANK OF BRICELYN — 2009
What STATE BANK OF BRICELYN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 23,588,000 | 23,869,000 | 23,731,000 | 24,592,000 |
| Total loans | 18,522,000 | 19,026,000 | 18,825,000 | 20,596,000 |
| Allowance for loan losses | 79,000 | 165,000 | 181,000 | 188,000 |
| Securities available for sale | 790,000 | 346,000 | 318,000 | 294,000 |
| Securities held to maturity | 511,000 | 511,000 | 451,000 | 431,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,131,000 | 20,625,000 | 20,437,000 | 21,471,000 |
| Interest-bearing deposits | 18,796,000 | 19,220,000 | 19,057,000 | 19,408,000 |
| Noninterest-bearing deposits | 1,335,000 | 1,405,000 | 1,380,000 | 2,063,000 |
| Equity capital | 3,037,000 | 2,991,000 | 3,047,000 | 2,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 324,000 | 646,000 | 974,000 | 1,300,000 |
| Interest expense | 95,000 | 187,000 | 276,000 | 365,000 |
| Net interest income | 229,000 | 459,000 | 698,000 | 935,000 |
| Noninterest income | 29,000 | 53,000 | 78,000 | 110,000 |
| Noninterest expense | 168,000 | 377,000 | 572,000 | 832,000 |
| Provision for loan losses | 16,000 | 106,000 | 121,000 | 136,000 |
| Pretax income | 74,000 | 29,000 | 83,000 | 77,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 29,000 | 83,000 | 77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,031,000 | 2,986,000 | 3,039,000 | 2,884,000 |
| Total capital | 3,110,000 | 3,151,000 | 3,220,000 | 3,072,000 |
| Risk-weighted assets | 17,687,000 | 18,617,000 | 18,615,000 | 20,227,000 |