Call reports 2008
STATE BANK OF BRICELYN — 2008
What STATE BANK OF BRICELYN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 22,968,000 | 22,352,000 | 22,056,000 | 24,522,000 |
| Total loans | 17,899,000 | 18,827,000 | 18,377,000 | 20,259,000 |
| Allowance for loan losses | 184,000 | 184,000 | 184,000 | 186,000 |
| Securities available for sale | 1,191,000 | 895,000 | 866,000 | 828,000 |
| Securities held to maturity | 579,000 | 578,000 | 549,000 | 534,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,559,000 | 18,462,000 | 18,605,000 | 20,999,000 |
| Interest-bearing deposits | 18,085,000 | 17,218,000 | 17,201,000 | 18,613,000 |
| Noninterest-bearing deposits | 1,474,000 | 1,244,000 | 1,404,000 | 2,386,000 |
| Equity capital | 3,114,000 | 3,122,000 | 3,176,000 | 2,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 718,000 | 1,046,000 | 1,385,000 |
| Interest expense | 129,000 | 241,000 | 347,000 | 449,000 |
| Net interest income | 244,000 | 477,000 | 699,000 | 936,000 |
| Noninterest income | 30,000 | 55,000 | 83,000 | 113,000 |
| Noninterest expense | 175,000 | 344,000 | 507,000 | 773,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 99,000 | 188,000 | 275,000 | 261,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 99,000 | 188,000 | 275,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,105,000 | 3,130,000 | 3,180,000 | 2,957,000 |
| Total capital | 3,289,000 | 3,314,000 | 3,364,000 | 3,143,000 |
| Risk-weighted assets | 16,860,000 | 16,608,000 | 16,194,000 | 18,093,000 |