Call reports 2007
STATE BANK OF BRICELYN — 2007
What STATE BANK OF BRICELYN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 23,087,000 | 22,565,000 | 22,918,000 | 23,876,000 |
| Total loans | 16,927,000 | 17,918,000 | 18,407,000 | 19,523,000 |
| Allowance for loan losses | 182,000 | 185,000 | 181,000 | 184,000 |
| Securities available for sale | 1,979,000 | 1,928,000 | 1,658,000 | 1,639,000 |
| Securities held to maturity | 678,000 | 678,000 | 662,000 | 647,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,568,000 | 19,136,000 | 19,002,000 | 20,572,000 |
| Interest-bearing deposits | 18,455,000 | 17,862,000 | 17,644,000 | 19,034,000 |
| Noninterest-bearing deposits | 1,113,000 | 1,274,000 | 1,358,000 | 1,538,000 |
| Equity capital | 3,102,000 | 3,125,000 | 3,202,000 | 3,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 390,000 | 782,000 | 1,180,000 | 1,584,000 |
| Interest expense | 133,000 | 268,000 | 407,000 | 550,000 |
| Net interest income | 257,000 | 514,000 | 773,000 | 1,034,000 |
| Noninterest income | 24,000 | 47,000 | 69,000 | 102,000 |
| Noninterest expense | 170,000 | 342,000 | 509,000 | 786,000 |
| Provision for loan losses | 3,000 | 6,000 | 10,000 | 13,000 |
| Pretax income | 108,000 | 213,000 | 323,000 | 337,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 108,000 | 213,000 | 323,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,124,000 | 3,155,000 | 3,216,000 | 3,006,000 |
| Total capital | 3,306,000 | 3,340,000 | 3,397,000 | 3,190,000 |
| Risk-weighted assets | 15,936,000 | 16,817,000 | 17,327,000 | 19,053,000 |