Call reports 2006
STATE BANK OF BRICELYN — 2006
What STATE BANK OF BRICELYN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 23,907,000 | 22,396,000 | 23,181,000 | 23,692,000 |
| Total loans | 16,884,000 | 17,535,000 | 17,953,000 | 18,561,000 |
| Allowance for loan losses | 173,000 | 178,000 | 179,000 | 179,000 |
| Securities available for sale | 2,931,000 | 2,097,000 | 2,057,000 | 2,211,000 |
| Securities held to maturity | 704,000 | 703,000 | 785,000 | 770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,852,000 | 18,629,000 | 18,491,000 | 20,299,000 |
| Interest-bearing deposits | 18,601,000 | 17,621,000 | 17,481,000 | 18,775,000 |
| Noninterest-bearing deposits | 1,251,000 | 1,008,000 | 1,010,000 | 1,524,000 |
| Equity capital | 3,053,000 | 3,069,000 | 3,172,000 | 2,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 742,000 | 1,126,000 | 1,529,000 |
| Interest expense | 111,000 | 233,000 | 364,000 | 500,000 |
| Net interest income | 253,000 | 509,000 | 762,000 | 1,029,000 |
| Noninterest income | 26,000 | 45,000 | 65,000 | 106,000 |
| Noninterest expense | 173,000 | 342,000 | 486,000 | 751,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 106,000 | 212,000 | 341,000 | 384,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 212,000 | 341,000 | 384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,099,000 | 3,128,000 | 3,206,000 | 3,016,000 |
| Total capital | 3,272,000 | 3,305,000 | 3,385,000 | 3,195,000 |
| Risk-weighted assets | 16,016,000 | 15,913,000 | 15,950,000 | 21,512,000 |