Call reports 2005
STATE BANK OF BRICELYN — 2005
What STATE BANK OF BRICELYN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 24,258,000 | 23,969,000 | 23,400,000 | 24,018,000 |
| Total loans | 16,457,000 | 16,699,000 | 17,377,000 | 17,455,000 |
| Allowance for loan losses | 177,000 | 169,000 | 174,000 | 173,000 |
| Securities available for sale | 3,192,000 | 3,346,000 | 2,923,000 | 2,830,000 |
| Securities held to maturity | 802,000 | 801,000 | 790,000 | 774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,265,000 | 18,946,000 | 17,911,000 | 20,089,000 |
| Interest-bearing deposits | 18,201,000 | 17,954,000 | 16,928,000 | 18,651,000 |
| Noninterest-bearing deposits | 1,064,000 | 992,000 | 983,000 | 1,438,000 |
| Equity capital | 3,133,000 | 3,158,000 | 3,195,000 | 2,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 325,000 | 659,000 | 1,003,000 | 1,356,000 |
| Interest expense | 90,000 | 191,000 | 298,000 | 407,000 |
| Net interest income | 235,000 | 468,000 | 705,000 | 949,000 |
| Noninterest income | 24,000 | 42,000 | 58,000 | 86,000 |
| Noninterest expense | 184,000 | 379,000 | 550,000 | 817,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 75,000 | 131,000 | 208,000 | 213,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 131,000 | 208,000 | 213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,170,000 | 3,179,000 | 3,229,000 | 2,992,000 |
| Total capital | 3,347,000 | 3,348,000 | 3,403,000 | 3,165,000 |
| Risk-weighted assets | 16,336,000 | 16,480,000 | 16,516,000 | 17,253,000 |