Call reports 2004
STATE BANK OF BRICELYN — 2004
What STATE BANK OF BRICELYN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 24,258,000 | 23,576,000 | 23,761,000 | 24,401,000 |
| Total loans | 15,735,000 | 16,363,000 | 16,922,000 | 17,650,000 |
| Allowance for loan losses | 175,000 | 175,000 | 173,000 | 175,000 |
| Securities available for sale | 3,656,000 | 3,440,000 | 3,131,000 | 3,274,000 |
| Securities held to maturity | 1,166,000 | 1,165,000 | 1,154,000 | 1,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,238,000 | 18,539,000 | 17,990,000 | 19,271,000 |
| Interest-bearing deposits | 17,939,000 | 17,581,000 | 17,128,000 | 17,964,000 |
| Noninterest-bearing deposits | 1,299,000 | 958,000 | 862,000 | 1,307,000 |
| Equity capital | 3,196,000 | 3,222,000 | 3,339,000 | 3,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 634,000 | 959,000 | 1,287,000 |
| Interest expense | 86,000 | 170,000 | 255,000 | 342,000 |
| Net interest income | 229,000 | 464,000 | 704,000 | 945,000 |
| Noninterest income | 23,000 | 53,000 | 74,000 | 102,000 |
| Noninterest expense | 168,000 | 347,000 | 516,000 | 810,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 170,000 | 262,000 | 237,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 170,000 | 262,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,142,000 | 3,228,000 | 3,320,000 | 3,095,000 |
| Total capital | 3,317,000 | 3,403,000 | 3,493,000 | 3,270,000 |
| Risk-weighted assets | 18,185,000 | 18,752,000 | 16,667,000 | 18,556,000 |