Call reports 2003
STATE BANK OF BRICELYN — 2003
What STATE BANK OF BRICELYN reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 24,966,000 | 24,707,000 | 24,124,000 | 24,458,000 |
| Total loans | 14,658,000 | 15,874,000 | 15,923,000 | 16,122,000 |
| Allowance for loan losses | 178,000 | 179,000 | 179,000 | 173,000 |
| Securities available for sale | 5,125,000 | 5,599,000 | 4,563,000 | 4,446,000 |
| Securities held to maturity | 1,210,000 | 1,209,000 | 1,293,000 | 1,202,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,921,000 | 19,222,000 | 18,568,000 | 19,331,000 |
| Interest-bearing deposits | 18,992,000 | 18,431,000 | 17,755,000 | 18,123,000 |
| Noninterest-bearing deposits | 929,000 | 791,000 | 813,000 | 1,208,000 |
| Equity capital | 3,204,000 | 3,264,000 | 3,326,000 | 3,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 343,000 | 685,000 | 1,025,000 | 1,348,000 |
| Interest expense | 126,000 | 244,000 | 347,000 | 439,000 |
| Net interest income | 217,000 | 441,000 | 678,000 | 909,000 |
| Noninterest income | 17,000 | 41,000 | 59,000 | 98,000 |
| Noninterest expense | 162,000 | 340,000 | 495,000 | 767,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 142,000 | 242,000 | 240,000 |
| Income tax | 0 | 0 | 7,000 | 10,000 |
| Net income | 72,000 | 142,000 | 235,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,101,000 | 3,171,000 | 3,264,000 | 3,058,000 |
| Total capital | 3,279,000 | 3,350,000 | 3,443,000 | 3,231,000 |
| Risk-weighted assets | 17,712,000 | 18,573,000 | 18,697,000 | 18,572,000 |