Call reports 2002
STATE BANK OF BRICELYN — 2002
What STATE BANK OF BRICELYN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,864,000 | 23,434,000 | 23,685,000 | 24,718,000 |
| Total loans | 14,589,000 | 15,539,000 | 15,606,000 | 15,604,000 |
| Allowance for loan losses | 172,000 | 173,000 | 175,000 | 174,000 |
| Securities available for sale | 3,931,000 | 4,415,000 | 5,237,000 | 5,379,000 |
| Securities held to maturity | 987,000 | 987,000 | 786,000 | 1,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,853,000 | 18,891,000 | 18,586,000 | 19,714,000 |
| Interest-bearing deposits | 19,013,000 | 18,225,000 | 17,928,000 | 18,601,000 |
| Noninterest-bearing deposits | 840,000 | 666,000 | 658,000 | 1,113,000 |
| Equity capital | 3,065,000 | 3,225,000 | 3,348,000 | 3,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 753,000 | 1,150,000 | 1,524,000 |
| Interest expense | 157,000 | 300,000 | 450,000 | 590,000 |
| Net interest income | 217,000 | 453,000 | 700,000 | 934,000 |
| Noninterest income | 19,000 | 34,000 | 48,000 | 75,000 |
| Noninterest expense | 156,000 | 301,000 | 465,000 | 718,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 186,000 | 283,000 | 291,000 |
| Income tax | 0 | 0 | 7,000 | 10,000 |
| Net income | 80,000 | 186,000 | 276,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,028,000 | 3,134,000 | 3,224,000 | 3,030,000 |
| Total capital | 3,200,000 | 3,307,000 | 3,399,000 | 3,204,000 |
| Risk-weighted assets | 17,422,000 | 18,236,000 | 18,174,000 | 18,309,000 |