Call reports 2007
KENTUCKY NATIONAL BANK OF PIKEVILLE — 2007
What KENTUCKY NATIONAL BANK OF PIKEVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 76,411,000 | 75,690,000 |
| Total loans | 58,164,000 | 58,516,000 |
| Allowance for loan losses | 671,000 | 666,000 |
| Securities available for sale | 12,092,000 | 11,942,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 62,019,000 | 61,271,000 |
| Interest-bearing deposits | 47,994,000 | 48,514,000 |
| Noninterest-bearing deposits | 14,025,000 | 12,757,000 |
| Equity capital | 10,726,000 | 10,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 1,425,000 | 2,868,000 |
| Interest expense | 460,000 | 940,000 |
| Net interest income | 965,000 | 1,928,000 |
| Noninterest income | 106,000 | 2,000 |
| Noninterest expense | 529,000 | 1,031,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 542,000 | 899,000 |
| Income tax | 175,000 | 286,000 |
| Net income | 367,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 10,741,000 | 10,986,000 |
| Total capital | 11,412,000 | 11,652,000 |
| Risk-weighted assets | 55,683,000 | 54,549,000 |