Call reports 2006
KENTUCKY NATIONAL BANK OF PIKEVILLE — 2006
What KENTUCKY NATIONAL BANK OF PIKEVILLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 76,624,000 | 75,819,000 | 74,425,000 | 76,532,000 |
| Total loans | 53,808,000 | 55,219,000 | 56,812,000 | 57,451,000 |
| Allowance for loan losses | 561,000 | 622,000 | 649,000 | 665,000 |
| Securities available for sale | 14,268,000 | 13,688,000 | 12,776,000 | 12,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,672,000 | 62,549,000 | 59,747,000 | 61,712,000 |
| Interest-bearing deposits | 51,792,000 | 49,155,000 | 47,898,000 | 47,954,000 |
| Noninterest-bearing deposits | 13,880,000 | 13,394,000 | 11,849,000 | 13,758,000 |
| Equity capital | 9,550,000 | 9,826,000 | 10,362,000 | 10,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,260,000 | 2,571,000 | 3,999,000 | 5,408,000 |
| Interest expense | 343,000 | 721,000 | 1,131,000 | 1,576,000 |
| Net interest income | 917,000 | 1,850,000 | 2,868,000 | 3,832,000 |
| Noninterest income | 93,000 | 194,000 | 299,000 | 400,000 |
| Noninterest expense | 477,000 | 946,000 | 1,427,000 | 1,998,000 |
| Provision for loan losses | 62,000 | 122,000 | 152,000 | 172,000 |
| Pretax income | 471,000 | 976,000 | 1,583,000 | 2,057,000 |
| Income tax | 150,000 | 314,000 | 512,000 | 665,000 |
| Net income | 321,000 | 662,000 | 1,071,000 | 1,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,634,000 | 9,976,000 | 10,385,000 | 10,374,000 |
| Total capital | 10,195,000 | 10,598,000 | 11,034,000 | 11,039,000 |
| Risk-weighted assets | 53,014,000 | 53,571,000 | 53,570,000 | 54,637,000 |