Call reports 2005
KENTUCKY NATIONAL BANK OF PIKEVILLE — 2005
What KENTUCKY NATIONAL BANK OF PIKEVILLE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 71,659,000 | 75,114,000 | 75,422,000 | 74,917,000 |
| Total loans | 50,539,000 | 52,979,000 | 52,037,000 | 54,547,000 |
| Allowance for loan losses | 663,000 | 670,000 | 677,000 | 683,000 |
| Securities available for sale | 12,310,000 | 12,901,000 | 14,842,000 | 14,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,622,000 | 64,825,000 | 64,772,000 | 64,318,000 |
| Interest-bearing deposits | 50,512,000 | 51,411,000 | 51,513,000 | 50,714,000 |
| Noninterest-bearing deposits | 12,110,000 | 13,414,000 | 13,259,000 | 13,604,000 |
| Equity capital | 8,599,000 | 8,983,000 | 9,285,000 | 9,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,040,000 | 2,172,000 | 3,369,000 | 4,589,000 |
| Interest expense | 196,000 | 454,000 | 750,000 | 1,067,000 |
| Net interest income | 844,000 | 1,718,000 | 2,619,000 | 3,522,000 |
| Noninterest income | 110,000 | 220,000 | 313,000 | 412,000 |
| Noninterest expense | 436,000 | 911,000 | 1,359,000 | 1,900,000 |
| Provision for loan losses | 10,000 | 25,000 | 60,000 | 75,000 |
| Pretax income | 508,000 | 1,002,000 | 1,513,000 | 1,959,000 |
| Income tax | 168,000 | 331,000 | 501,000 | 645,000 |
| Net income | 340,000 | 671,000 | 1,012,000 | 1,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,635,000 | 8,969,000 | 9,309,000 | 9,314,000 |
| Total capital | 9,251,000 | 9,609,000 | 9,953,000 | 9,974,000 |
| Risk-weighted assets | 49,243,000 | 51,137,000 | 51,464,000 | 52,809,000 |