Call reports 2004
KENTUCKY NATIONAL BANK OF PIKEVILLE — 2004
What KENTUCKY NATIONAL BANK OF PIKEVILLE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 71,385,000 | 70,713,000 | 70,935,000 | 67,636,000 |
| Total loans | 48,266,000 | 49,801,000 | 50,796,000 | 50,370,000 |
| Allowance for loan losses | 668,000 | 679,000 | 711,000 | 654,000 |
| Securities available for sale | 6,534,000 | 9,737,000 | 10,801,000 | 11,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,291,000 | 62,459,000 | 62,264,000 | 59,009,000 |
| Interest-bearing deposits | 52,980,000 | 52,670,000 | 51,762,000 | 48,293,000 |
| Noninterest-bearing deposits | 10,311,000 | 9,789,000 | 10,502,000 | 10,716,000 |
| Equity capital | 7,780,000 | 7,993,000 | 8,360,000 | 8,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 1,939,000 | 2,960,000 | 4,002,000 |
| Interest expense | 215,000 | 401,000 | 587,000 | 769,000 |
| Net interest income | 746,000 | 1,538,000 | 2,373,000 | 3,233,000 |
| Noninterest income | 112,000 | 226,000 | 331,000 | 442,000 |
| Noninterest expense | 467,000 | 885,000 | 1,335,000 | 1,849,000 |
| Provision for loan losses | 0 | 25,000 | 57,000 | 80,000 |
| Pretax income | 391,000 | 854,000 | 1,312,000 | 1,746,000 |
| Income tax | 129,000 | 283,000 | 437,000 | 581,000 |
| Net income | 262,000 | 571,000 | 875,000 | 1,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,654,000 | 7,960,000 | 8,264,000 | 8,296,000 |
| Total capital | 8,244,000 | 8,566,000 | 8,876,000 | 8,893,000 |
| Risk-weighted assets | 47,138,000 | 48,426,000 | 48,823,000 | 47,725,000 |