Call reports 2003
KENTUCKY NATIONAL BANK OF PIKEVILLE — 2003
What KENTUCKY NATIONAL BANK OF PIKEVILLE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 66,527,000 | 67,285,000 | 68,654,000 | 70,148,000 |
| Total loans | 43,696,000 | 43,338,000 | 44,619,000 | 48,242,000 |
| Allowance for loan losses | 636,000 | 651,000 | 651,000 | 674,000 |
| Securities available for sale | 6,403,000 | 5,178,000 | 5,670,000 | 6,596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,116,000 | 59,633,000 | 60,827,000 | 62,361,000 |
| Interest-bearing deposits | 50,145,000 | 50,702,000 | 51,428,000 | 51,775,000 |
| Noninterest-bearing deposits | 8,971,000 | 8,931,000 | 9,399,000 | 10,586,000 |
| Equity capital | 7,025,000 | 7,317,000 | 7,517,000 | 7,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 986,000 | 1,983,000 | 2,934,000 | 3,902,000 |
| Interest expense | 298,000 | 584,000 | 838,000 | 1,074,000 |
| Net interest income | 688,000 | 1,399,000 | 2,096,000 | 2,828,000 |
| Noninterest income | 139,000 | 334,000 | 501,000 | 625,000 |
| Noninterest expense | 431,000 | 870,000 | 1,344,000 | 1,851,000 |
| Provision for loan losses | 30,000 | 40,000 | 60,000 | 99,000 |
| Pretax income | 366,000 | 823,000 | 1,193,000 | 1,503,000 |
| Income tax | 125,000 | 277,000 | 400,000 | 502,000 |
| Net income | 241,000 | 546,000 | 793,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,861,000 | 7,164,000 | 7,405,000 | 7,390,000 |
| Total capital | 7,392,000 | 7,701,000 | 7,952,000 | 7,977,000 |
| Risk-weighted assets | 42,787,000 | 42,883,000 | 43,661,000 | 46,907,000 |