Call reports 2002
KENTUCKY NATIONAL BANK OF PIKEVILLE — 2002
What KENTUCKY NATIONAL BANK OF PIKEVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 61,948,000 | 61,374,000 | 59,634,000 | 63,551,000 |
| Total loans | 39,317,000 | 40,598,000 | 42,452,000 | 42,360,000 |
| Allowance for loan losses | 605,000 | 617,000 | 637,000 | 629,000 |
| Securities available for sale | 10,853,000 | 11,849,000 | 9,781,000 | 7,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,425,000 | 54,512,000 | 52,556,000 | 56,408,000 |
| Interest-bearing deposits | 47,047,000 | 46,073,000 | 43,611,000 | 48,170,000 |
| Noninterest-bearing deposits | 8,378,000 | 8,439,000 | 8,945,000 | 8,238,000 |
| Equity capital | 6,158,000 | 6,465,000 | 6,736,000 | 6,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,019,000 | 2,035,000 | 3,068,000 | 4,088,000 |
| Interest expense | 396,000 | 752,000 | 1,062,000 | 1,358,000 |
| Net interest income | 623,000 | 1,283,000 | 2,006,000 | 2,730,000 |
| Noninterest income | 107,000 | 219,000 | 332,000 | 484,000 |
| Noninterest expense | 410,000 | 810,000 | 1,278,000 | 1,725,000 |
| Provision for loan losses | 10,000 | 30,000 | 50,000 | 95,000 |
| Pretax income | 310,000 | 662,000 | 1,010,000 | 1,394,000 |
| Income tax | 105,000 | 221,000 | 334,000 | 462,000 |
| Net income | 205,000 | 441,000 | 676,000 | 932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,074,000 | 6,309,000 | 6,549,000 | 6,618,000 |
| Total capital | 6,566,000 | 6,802,000 | 7,055,000 | 7,140,000 |
| Risk-weighted assets | 39,225,000 | 39,335,000 | 40,322,000 | 41,635,000 |