Call reports 2001
KENTUCKY NATIONAL BANK OF PIKEVILLE — 2001
What KENTUCKY NATIONAL BANK OF PIKEVILLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 57,990,000 | 59,873,000 | 60,659,000 | 62,722,000 |
| Total loans | 40,249,000 | 40,131,000 | 40,515,000 | 40,420,000 |
| Allowance for loan losses | 698,000 | 607,000 | 576,000 | 613,000 |
| Securities available for sale | 9,783,000 | 6,588,000 | 9,212,000 | 11,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,934,000 | 53,672,000 | 54,243,000 | 56,347,000 |
| Interest-bearing deposits | 45,173,000 | 46,135,000 | 45,908,000 | 47,378,000 |
| Noninterest-bearing deposits | 6,761,000 | 7,537,000 | 8,335,000 | 8,969,000 |
| Equity capital | 5,580,000 | 5,770,000 | 5,980,000 | 5,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,396,000 | 3,530,000 | 4,632,000 |
| Interest expense | 573,000 | 1,163,000 | 1,710,000 | 2,187,000 |
| Net interest income | 621,000 | 1,233,000 | 1,820,000 | 2,445,000 |
| Noninterest income | 92,000 | 207,000 | 280,000 | 404,000 |
| Noninterest expense | 362,000 | 709,000 | 1,098,000 | 1,541,000 |
| Provision for loan losses | 65,000 | 145,000 | 160,000 | 160,000 |
| Pretax income | 286,000 | 586,000 | 842,000 | 1,148,000 |
| Income tax | 96,000 | 195,000 | 279,000 | 381,000 |
| Net income | 190,000 | 391,000 | 563,000 | 767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,452,000 | 5,652,000 | 5,824,000 | 5,870,000 |
| Total capital | 5,911,000 | 6,132,000 | 6,315,000 | 6,371,000 |
| Risk-weighted assets | 36,441,000 | 38,302,000 | 39,231,000 | 39,987,000 |