Call reports 2010
FIRST BANK OF WYOMING — 2010
What FIRST BANK OF WYOMING reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 305,986,000 | 295,733,000 | 306,042,000 | 352,098,000 |
| Total loans | 148,931,000 | 152,969,000 | 151,135,000 | 143,224,000 |
| Allowance for loan losses | 2,212,000 | 2,565,000 | 2,498,000 | 2,527,000 |
| Securities available for sale | 97,565,000 | 107,090,000 | 108,631,000 | 154,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,385,000 | 236,684,000 | 243,667,000 | 258,454,000 |
| Interest-bearing deposits | 207,136,000 | 195,786,000 | 202,016,000 | 213,686,000 |
| Noninterest-bearing deposits | 44,250,000 | 40,898,000 | 41,651,000 | 44,768,000 |
| Equity capital | 37,131,000 | 40,912,000 | 41,581,000 | 40,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,471,000 | 6,517,000 | 9,586,000 | 12,385,000 |
| Interest expense | 413,000 | 766,000 | 1,376,000 | 1,931,000 |
| Net interest income | 3,058,000 | 5,751,000 | 8,210,000 | 10,454,000 |
| Noninterest income | 577,000 | 1,147,000 | 1,912,000 | 2,857,000 |
| Noninterest expense | 2,365,000 | 4,668,000 | 6,865,000 | 9,297,000 |
| Provision for loan losses | 770,000 | 1,241,000 | 1,453,000 | 1,453,000 |
| Pretax income | 500,000 | 1,033,000 | 1,848,000 | 2,605,000 |
| Income tax | 128,000 | 168,000 | 352,000 | 498,000 |
| Net income | 372,000 | 865,000 | 1,496,000 | 2,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,977,000 | 38,559,000 | 38,777,000 | 38,476,000 |
| Total capital | 37,189,000 | 41,125,000 | 41,285,000 | 41,015,000 |
| Risk-weighted assets | 182,522,000 | 205,546,000 | 208,259,000 | 205,299,000 |