Call reports 2009
FIRST BANK OF WYOMING — 2009
What FIRST BANK OF WYOMING reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 290,920,000 | 271,983,000 | 280,618,000 | 295,953,000 |
| Total loans | 187,491,000 | 180,939,000 | 178,098,000 | 153,058,000 |
| Allowance for loan losses | 4,958,000 | 4,376,000 | 4,360,000 | 1,679,000 |
| Securities available for sale | 53,510,000 | 51,865,000 | 50,407,000 | 106,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,071,000 | 231,627,000 | 236,866,000 | 247,257,000 |
| Interest-bearing deposits | 207,839,000 | 191,491,000 | 196,005,000 | 205,738,000 |
| Noninterest-bearing deposits | 42,232,000 | 40,136,000 | 40,861,000 | 41,519,000 |
| Equity capital | 25,069,000 | 24,171,000 | 25,789,000 | 31,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,288,000 | 6,577,000 | 9,755,000 | 4,733,000 |
| Interest expense | 1,237,000 | 2,369,000 | 3,457,000 | 660,000 |
| Net interest income | 2,051,000 | 4,208,000 | 6,298,000 | 4,073,000 |
| Noninterest income | 1,437,000 | 2,503,000 | 3,505,000 | 4,081,000 |
| Noninterest expense | 2,349,000 | 4,654,000 | 6,813,000 | 2,158,000 |
| Provision for loan losses | 1,085,000 | 2,902,000 | 2,902,000 | 1,683,000 |
| Pretax income | 54,000 | -845,000 | 88,000 | 4,313,000 |
| Income tax | 0 | 0 | 0 | 230,000 |
| Net income | 54,000 | -845,000 | 88,000 | 4,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,667,000 | 23,767,000 | 24,700,000 | 29,517,000 |
| Total capital | 27,143,000 | 26,170,000 | 27,116,000 | 31,196,000 |
| Risk-weighted assets | 195,535,000 | 190,215,000 | 191,290,000 | 184,739,000 |