Call reports 2008
FIRST BANK OF WYOMING — 2008
What FIRST BANK OF WYOMING reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 281,285,000 | 272,581,000 | 275,894,000 | 282,474,000 |
| Total loans | 198,291,000 | 204,671,000 | 207,681,000 | 195,369,000 |
| Allowance for loan losses | 2,611,000 | 4,333,000 | 4,632,000 | 4,835,000 |
| Securities available for sale | 53,805,000 | 51,170,000 | 48,869,000 | 54,546,000 |
| Securities held to maturity | 95,000 | 95,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,647,000 | 234,738,000 | 235,458,000 | 244,527,000 |
| Interest-bearing deposits | 203,056,000 | 193,679,000 | 193,484,000 | 201,292,000 |
| Noninterest-bearing deposits | 39,591,000 | 41,059,000 | 41,974,000 | 43,235,000 |
| Equity capital | 21,144,000 | 18,778,000 | 23,541,000 | 24,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,779,000 | 8,719,000 | 12,855,000 | 16,454,000 |
| Interest expense | 1,723,000 | 3,258,000 | 4,732,000 | 6,038,000 |
| Net interest income | 3,056,000 | 5,461,000 | 8,123,000 | 10,416,000 |
| Noninterest income | 640,000 | 1,327,000 | 1,961,000 | 2,624,000 |
| Noninterest expense | 2,313,000 | 4,510,000 | 6,392,000 | 8,355,000 |
| Provision for loan losses | 300,000 | 6,605,000 | 6,805,000 | 7,377,000 |
| Pretax income | 1,083,000 | -4,327,000 | -3,113,000 | -2,692,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,083,000 | -4,327,000 | -3,113,000 | -2,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,172,000 | 18,561,000 | 23,524,000 | 24,215,000 |
| Total capital | 22,823,000 | 21,249,000 | 26,247,000 | 26,801,000 |
| Risk-weighted assets | 217,064,000 | 210,675,000 | 215,531,000 | 204,611,000 |