Call reports 2007
FIRST BANK OF WYOMING — 2007
What FIRST BANK OF WYOMING reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 261,091,000 | 256,414,000 | 259,348,000 | 272,900,000 |
| Total loans | 173,286,000 | 191,800,000 | 196,998,000 | 190,511,000 |
| Allowance for loan losses | 2,083,000 | 2,250,000 | 2,321,000 | 2,303,000 |
| Securities available for sale | 52,503,000 | 48,015,000 | 46,137,000 | 48,956,000 |
| Securities held to maturity | 185,000 | 185,000 | 95,000 | 95,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,547,000 | 215,205,000 | 220,295,000 | 238,329,000 |
| Interest-bearing deposits | 182,260,000 | 188,153,000 | 189,725,000 | 206,527,000 |
| Noninterest-bearing deposits | 47,287,000 | 27,052,000 | 30,570,000 | 31,802,000 |
| Equity capital | 20,537,000 | 20,682,000 | 21,406,000 | 19,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,467,000 | 9,167,000 | 13,693,000 | 18,371,000 |
| Interest expense | 1,895,000 | 3,776,000 | 5,666,000 | 7,654,000 |
| Net interest income | 2,572,000 | 5,391,000 | 8,027,000 | 10,717,000 |
| Noninterest income | 559,000 | 1,145,000 | 1,764,000 | 2,276,000 |
| Noninterest expense | 1,999,000 | 3,988,000 | 6,149,000 | 8,440,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 1,508,000 |
| Pretax income | 1,057,000 | 2,398,000 | 3,417,000 | 3,045,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,057,000 | 2,398,000 | 3,417,000 | 3,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,000,000 | 20,740,000 | 20,759,000 | 19,087,000 |
| Total capital | 22,083,000 | 23,079,000 | 23,163,000 | 21,444,000 |
| Risk-weighted assets | 193,271,000 | 207,093,000 | 212,185,000 | 210,679,000 |