Call reports 2006
FIRST BANK OF WYOMING — 2006
What FIRST BANK OF WYOMING reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 255,369,000 | 247,460,000 | 251,767,000 | 256,182,000 |
| Total loans | 159,312,000 | 167,311,000 | 178,582,000 | 174,834,000 |
| Allowance for loan losses | 1,851,000 | 1,861,000 | 1,891,000 | 2,000,000 |
| Securities available for sale | 51,963,000 | 48,008,000 | 45,883,000 | 48,850,000 |
| Securities held to maturity | 270,000 | 270,000 | 185,000 | 185,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,339,000 | 217,091,000 | 220,304,000 | 224,129,000 |
| Interest-bearing deposits | 179,438,000 | 170,221,000 | 173,760,000 | 171,196,000 |
| Noninterest-bearing deposits | 45,901,000 | 46,870,000 | 46,544,000 | 52,933,000 |
| Equity capital | 18,212,000 | 17,867,000 | 19,212,000 | 19,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,667,000 | 7,461,000 | 11,882,000 | 17,606,000 |
| Interest expense | 1,283,000 | 2,663,000 | 4,382,000 | 6,214,000 |
| Net interest income | 2,384,000 | 4,798,000 | 7,500,000 | 11,392,000 |
| Noninterest income | 693,000 | 1,348,000 | 2,025,000 | 2,561,000 |
| Noninterest expense | 2,147,000 | 4,191,000 | 6,395,000 | 8,736,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 476,000 |
| Pretax income | 855,000 | 1,805,000 | 2,905,000 | 4,595,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 855,000 | 1,805,000 | 2,905,000 | 4,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,702,000 | 17,952,000 | 19,053,000 | 18,942,000 |
| Total capital | 19,619,000 | 19,874,000 | 21,013,000 | 21,017,000 |
| Risk-weighted assets | 175,625,000 | 185,467,000 | 195,115,000 | 192,279,000 |