Call reports 2005
FIRST BANK OF WYOMING — 2005
What FIRST BANK OF WYOMING reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 228,082,000 | 226,127,000 | 229,851,000 | 232,452,000 |
| Total loans | 145,894,000 | 152,035,000 | 153,178,000 | 154,267,000 |
| Allowance for loan losses | 1,720,000 | 1,654,000 | 1,740,000 | 1,779,000 |
| Securities available for sale | 53,199,000 | 52,589,000 | 50,894,000 | 53,863,000 |
| Securities held to maturity | 435,000 | 435,000 | 270,000 | 270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,656,000 | 196,109,000 | 201,452,000 | 202,946,000 |
| Interest-bearing deposits | 166,550,000 | 155,919,000 | 157,009,000 | 153,402,000 |
| Noninterest-bearing deposits | 39,106,000 | 40,190,000 | 44,443,000 | 49,544,000 |
| Equity capital | 17,545,000 | 17,786,000 | 17,924,000 | 18,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,918,000 | 6,059,000 | 9,460,000 | 12,872,000 |
| Interest expense | 764,000 | 1,631,000 | 2,631,000 | 3,741,000 |
| Net interest income | 2,154,000 | 4,428,000 | 6,829,000 | 9,131,000 |
| Noninterest income | 617,000 | 1,169,000 | 1,811,000 | 2,417,000 |
| Noninterest expense | 1,921,000 | 3,710,000 | 5,599,000 | 7,572,000 |
| Provision for loan losses | 45,000 | 100,000 | 175,000 | 250,000 |
| Pretax income | 805,000 | 1,787,000 | 2,870,000 | 3,730,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 805,000 | 1,787,000 | 2,870,000 | 3,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,572,000 | 16,904,000 | 17,138,000 | 17,497,000 |
| Total capital | 18,356,000 | 18,629,000 | 18,934,000 | 19,339,000 |
| Risk-weighted assets | 160,628,000 | 165,519,000 | 168,369,000 | 169,605,000 |