Call reports 2004
FIRST BANK OF WYOMING — 2004
What FIRST BANK OF WYOMING reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 213,078,000 | 209,205,000 | 217,016,000 | 222,565,000 |
| Total loans | 142,098,000 | 147,309,000 | 146,255,000 | 146,242,000 |
| Allowance for loan losses | 1,753,000 | 1,623,000 | 1,682,000 | 1,692,000 |
| Securities available for sale | 47,669,000 | 45,720,000 | 46,340,000 | 47,507,000 |
| Securities held to maturity | 705,000 | 705,000 | 435,000 | 435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,823,000 | 183,882,000 | 192,393,000 | 198,462,000 |
| Interest-bearing deposits | 163,401,000 | 151,704,000 | 160,168,000 | 159,861,000 |
| Noninterest-bearing deposits | 27,422,000 | 32,178,000 | 32,225,000 | 38,601,000 |
| Equity capital | 17,890,000 | 16,757,000 | 17,931,000 | 17,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,593,000 | 5,036,000 | 7,660,000 | 10,525,000 |
| Interest expense | 621,000 | 1,225,000 | 1,869,000 | 2,570,000 |
| Net interest income | 1,972,000 | 3,811,000 | 5,791,000 | 7,955,000 |
| Noninterest income | 555,000 | 1,227,000 | 1,828,000 | 2,440,000 |
| Noninterest expense | 1,969,000 | 3,949,000 | 5,766,000 | 7,475,000 |
| Provision for loan losses | 85,000 | 115,000 | 160,000 | 300,000 |
| Pretax income | 750,000 | 1,251,000 | 1,970,000 | 2,897,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 750,000 | 1,251,000 | 1,970,000 | 2,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,922,000 | 15,873,000 | 16,291,000 | 16,417,000 |
| Total capital | 17,765,000 | 17,582,000 | 18,050,000 | 18,195,000 |
| Risk-weighted assets | 155,600,000 | 160,561,000 | 160,853,000 | 160,954,000 |