Call reports 2003
FIRST BANK OF WYOMING — 2003
What FIRST BANK OF WYOMING reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 203,544,000 | 206,032,000 | 207,667,000 | 213,029,000 |
| Total loans | 136,141,000 | 140,853,000 | 139,664,000 | 140,476,000 |
| Allowance for loan losses | 1,717,000 | 1,714,000 | 1,766,000 | 1,756,000 |
| Securities available for sale | 42,446,000 | 42,536,000 | 46,865,000 | 52,069,000 |
| Securities held to maturity | 1,265,000 | 1,265,000 | 705,000 | 705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,871,000 | 181,587,000 | 185,561,000 | 191,290,000 |
| Interest-bearing deposits | 161,128,000 | 156,873,000 | 157,262,000 | 164,716,000 |
| Noninterest-bearing deposits | 21,743,000 | 24,714,000 | 28,299,000 | 26,574,000 |
| Equity capital | 16,730,000 | 17,536,000 | 17,137,000 | 17,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,642,000 | 5,238,000 | 7,831,000 | 10,402,000 |
| Interest expense | 792,000 | 1,517,000 | 2,168,000 | 2,819,000 |
| Net interest income | 1,850,000 | 3,721,000 | 5,663,000 | 7,583,000 |
| Noninterest income | 657,000 | 1,465,000 | 2,274,000 | 2,903,000 |
| Noninterest expense | 2,011,000 | 3,892,000 | 5,828,000 | 7,794,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 200,000 |
| Pretax income | 503,000 | 1,641,000 | 2,355,000 | 2,838,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 503,000 | 1,641,000 | 2,355,000 | 2,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,613,000 | 15,171,000 | 15,335,000 | 15,169,000 |
| Total capital | 16,408,000 | 16,966,000 | 17,187,000 | 17,018,000 |
| Risk-weighted assets | 150,373,000 | 155,175,000 | 154,828,000 | 156,701,000 |