Call reports 2025
TIME BANK — 2025
What TIME BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 703,979,000 | 703,821,000 | 709,470,000 | 693,280,000 |
| Total loans | 467,105,000 | 463,417,000 | 483,759,000 | 488,180,000 |
| Allowance for loan losses | 8,342,000 | 8,495,000 | 8,571,000 | 8,779,000 |
| Securities available for sale | 86,955,000 | 88,143,000 | 86,607,000 | 76,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,169,000 | 601,822,000 | 603,471,000 | 587,183,000 |
| Interest-bearing deposits | 465,935,000 | 471,667,000 | 469,900,000 | 447,920,000 |
| Noninterest-bearing deposits | 134,234,000 | 130,155,000 | 133,571,000 | 139,263,000 |
| Equity capital | 86,840,000 | 88,779,000 | 90,968,000 | 93,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,921,000 | 20,010,000 | 30,335,000 | 40,464,000 |
| Interest expense | 3,054,000 | 5,941,000 | 8,926,000 | 11,520,000 |
| Net interest income | 6,867,000 | 14,069,000 | 21,409,000 | 28,944,000 |
| Noninterest income | 726,000 | 1,233,000 | 1,742,000 | 2,602,000 |
| Noninterest expense | 4,096,000 | 8,069,000 | 12,334,000 | 16,762,000 |
| Provision for loan losses | 210,000 | 363,000 | 439,000 | 660,000 |
| Pretax income | 3,287,000 | 6,813,000 | 10,187,000 | 14,014,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,287,000 | 6,813,000 | 10,187,000 | 14,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,054,000 | 74,232,000 | 76,256,000 | 79,195,000 |