Call reports 2023
TIME BANK — 2023
What TIME BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 478,303,000 | 469,823,000 | 469,592,000 | 489,077,000 |
| Total loans | 380,300,000 | 367,388,000 | 363,808,000 | 387,290,000 |
| Allowance for loan losses | 6,650,000 | 6,905,000 | 7,353,000 | 7,222,000 |
| Securities available for sale | 79,077,000 | 76,958,000 | 76,108,000 | 79,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,386,000 | 375,467,000 | 375,322,000 | 365,892,000 |
| Interest-bearing deposits | 268,628,000 | 266,983,000 | 272,358,000 | 271,326,000 |
| Noninterest-bearing deposits | 105,758,000 | 108,484,000 | 102,964,000 | 94,566,000 |
| Equity capital | 64,984,000 | 65,850,000 | 66,757,000 | 69,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,757,000 | 13,774,000 | 20,761,000 | 27,927,000 |
| Interest expense | 1,415,000 | 3,132,000 | 5,010,000 | 7,033,000 |
| Net interest income | 5,342,000 | 10,642,000 | 15,751,000 | 20,894,000 |
| Noninterest income | 143,000 | 296,000 | 460,000 | 623,000 |
| Noninterest expense | 2,126,000 | 4,258,000 | 6,342,000 | 8,612,000 |
| Provision for loan losses | 255,000 | 510,000 | 765,000 | 935,000 |
| Pretax income | 3,104,000 | 6,170,000 | 9,104,000 | 11,970,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,104,000 | 6,170,000 | 9,104,000 | 11,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,205,000 | 69,536,000 | 70,735,000 | 71,866,000 |