Call reports 2022
TIME BANK — 2022
What TIME BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 453,814,000 | 457,880,000 | 466,497,000 | 482,468,000 |
| Total loans | 300,450,000 | 325,818,000 | 340,837,000 | 370,255,000 |
| Allowance for loan losses | 6,544,000 | 6,799,000 | 7,054,000 | 7,309,000 |
| Securities available for sale | 62,300,000 | 74,699,000 | 98,293,000 | 93,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,045,000 | 387,481,000 | 393,861,000 | 372,750,000 |
| Interest-bearing deposits | 269,758,000 | 271,680,000 | 271,032,000 | 263,890,000 |
| Noninterest-bearing deposits | 105,287,000 | 115,801,000 | 122,829,000 | 108,860,000 |
| Equity capital | 63,046,000 | 61,343,000 | 61,740,000 | 63,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,259,000 | 8,673,000 | 14,192,000 | 20,372,000 |
| Interest expense | 92,000 | 221,000 | 491,000 | 1,322,000 |
| Net interest income | 4,167,000 | 8,452,000 | 13,701,000 | 19,050,000 |
| Noninterest income | 132,000 | 277,000 | 420,000 | 585,000 |
| Noninterest expense | 1,841,000 | 3,596,000 | 5,487,000 | 7,381,000 |
| Provision for loan losses | 255,000 | 510,000 | 765,000 | 1,020,000 |
| Pretax income | 2,203,000 | 4,623,000 | 7,869,000 | 11,234,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,203,000 | 4,623,000 | 7,869,000 | 11,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,360,000 | 63,849,000 | 65,620,000 | 66,836,000 |
| Total capital | 68,572,000 | 68,137,000 | 70,212,000 | 71,728,000 |
| Risk-weighted assets | 334,656,000 | 340,571,000 | 364,922,000 | 388,946,000 |