Call reports 2020
TIME BANK — 2020
What TIME BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 327,502,000 | 376,005,000 | 382,718,000 | 417,094,000 |
| Total loans | 234,695,000 | 267,577,000 | 277,572,000 | 291,873,000 |
| Allowance for loan losses | 4,189,000 | 4,489,000 | 4,789,000 | 5,089,000 |
| Securities available for sale | 72,859,000 | 68,889,000 | 64,920,000 | 61,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,651,000 | 313,796,000 | 324,091,000 | 358,699,000 |
| Interest-bearing deposits | 212,500,000 | 246,536,000 | 251,437,000 | 283,055,000 |
| Noninterest-bearing deposits | 53,151,000 | 67,260,000 | 72,654,000 | 75,644,000 |
| Equity capital | 46,580,000 | 48,180,000 | 48,496,000 | 48,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,564,000 | 7,308,000 | 11,196,000 | 15,432,000 |
| Interest expense | 494,000 | 837,000 | 1,090,000 | 1,270,000 |
| Net interest income | 3,070,000 | 6,471,000 | 10,106,000 | 14,162,000 |
| Noninterest income | 110,000 | 217,000 | 331,000 | 450,000 |
| Noninterest expense | 1,371,000 | 2,817,000 | 4,314,000 | 5,957,000 |
| Provision for loan losses | 45,000 | 345,000 | 645,000 | 945,000 |
| Pretax income | 1,764,000 | 3,526,000 | 5,478,000 | 7,710,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,764,000 | 3,526,000 | 5,478,000 | 7,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,275,000 | 46,537,000 | 46,989,000 | 47,693,000 |
| Total capital | — | — | 50,394,000 | — |
| Risk-weighted assets | — | — | 271,053,000 | — |