Call reports 2019
TIME BANK — 2019
What TIME BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 312,007,000 | 319,136,000 | 320,589,000 | 313,610,000 |
| Total loans | 209,672,000 | 191,572,000 | 211,521,000 | 209,038,000 |
| Allowance for loan losses | 3,976,000 | 4,051,000 | 4,051,000 | 4,144,000 |
| Securities available for sale | 78,726,000 | 84,270,000 | 84,612,000 | 70,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,621,000 | 265,109,000 | 267,786,000 | 260,957,000 |
| Interest-bearing deposits | 204,889,000 | 211,033,000 | 212,446,000 | 208,733,000 |
| Noninterest-bearing deposits | 53,732,000 | 54,076,000 | 55,340,000 | 52,224,000 |
| Equity capital | 43,929,000 | 45,234,000 | 45,920,000 | 46,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,925,000 | 7,772,000 | 11,314,000 | 15,101,000 |
| Interest expense | 585,000 | 1,207,000 | 1,823,000 | 2,402,000 |
| Net interest income | 3,340,000 | 6,565,000 | 9,491,000 | 12,699,000 |
| Noninterest income | 105,000 | 196,000 | 331,000 | 437,000 |
| Noninterest expense | 1,341,000 | 2,680,000 | 4,036,000 | 5,399,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 250,000 |
| Pretax income | 2,029,000 | 3,931,000 | 5,636,000 | 7,487,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,029,000 | 3,931,000 | 5,636,000 | 7,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,654,000 | 44,556,000 | 45,261,000 | 46,111,000 |
| Total capital | 46,446,000 | 47,208,000 | 48,113,000 | 48,967,000 |
| Risk-weighted assets | 222,251,000 | 210,808,000 | 227,013,000 | 227,197,000 |