Call reports 2018
TIME BANK — 2018
What TIME BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 312,417,000 | 326,536,000 | 323,554,000 | 311,494,000 |
| Total loans | 204,122,000 | 201,116,000 | 208,048,000 | 210,544,000 |
| Allowance for loan losses | 3,550,000 | 3,649,000 | 3,725,000 | 3,900,000 |
| Securities available for sale | 92,708,000 | 102,008,000 | 103,948,000 | 90,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,744,000 | 268,978,000 | 265,566,000 | 259,006,000 |
| Interest-bearing deposits | 209,335,000 | 212,311,000 | 210,248,000 | 206,730,000 |
| Noninterest-bearing deposits | 55,409,000 | 56,667,000 | 55,318,000 | 52,276,000 |
| Equity capital | 39,796,000 | 40,756,000 | 41,394,000 | 42,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,391,000 | 7,023,000 | 10,603,000 | 14,371,000 |
| Interest expense | 331,000 | 739,000 | 1,222,000 | 1,822,000 |
| Net interest income | 3,060,000 | 6,284,000 | 9,381,000 | 12,549,000 |
| Noninterest income | 100,000 | 212,000 | 335,000 | 454,000 |
| Noninterest expense | 1,307,000 | 2,671,000 | 4,002,000 | 5,207,000 |
| Provision for loan losses | 75,000 | 175,000 | 250,000 | 425,000 |
| Pretax income | 1,778,000 | 3,650,000 | 5,464,000 | 7,267,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,778,000 | 3,650,000 | 5,464,000 | 7,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,130,000 | 41,002,000 | 41,815,000 | 42,624,000 |
| Total capital | 42,745,000 | 43,717,000 | 44,542,000 | 45,476,000 |
| Risk-weighted assets | 208,286,000 | 216,202,000 | 217,182,000 | 227,112,000 |