Call reports 2016
TIME BANK — 2016
What TIME BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 282,735,000 | 288,935,000 | 302,603,000 | 295,840,000 |
| Total loans | 165,497,000 | 166,915,000 | 177,103,000 | 181,399,000 |
| Allowance for loan losses | 4,217,000 | 4,218,000 | 4,230,000 | 3,730,000 |
| Securities available for sale | 101,787,000 | 111,357,000 | 112,647,000 | 102,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,522,000 | 244,666,000 | 248,660,000 | 248,932,000 |
| Interest-bearing deposits | 191,763,000 | 197,323,000 | 199,148,000 | 200,664,000 |
| Noninterest-bearing deposits | 45,759,000 | 47,343,000 | 49,512,000 | 48,268,000 |
| Equity capital | 37,455,000 | 37,539,000 | 37,566,000 | 39,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,705,000 | 5,365,000 | 8,245,000 | 11,337,000 |
| Interest expense | 113,000 | 240,000 | 376,000 | 522,000 |
| Net interest income | 2,592,000 | 5,125,000 | 7,869,000 | 10,815,000 |
| Noninterest income | 79,000 | 156,000 | 305,000 | 408,000 |
| Noninterest expense | 1,241,000 | 2,528,000 | 3,782,000 | 4,964,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 1,430,000 | 2,753,000 | 4,392,000 | 6,759,000 |
| Income tax | 19,000 | 0 | 0 | 0 |
| Net income | 1,411,000 | 2,753,000 | 4,392,000 | 6,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,090,000 | 37,133,000 | 37,272,000 | 39,639,000 |
| Total capital | 39,059,000 | 39,222,000 | 39,577,000 | 41,960,000 |
| Risk-weighted assets | 155,241,000 | 164,981,000 | 182,498,000 | 184,266,000 |