Call reports 2015
TIME BANK — 2015
What TIME BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 284,183,000 | 293,016,000 | 295,946,000 | 287,601,000 |
| Total loans | 164,675,000 | 164,363,000 | 170,858,000 | 162,310,000 |
| Allowance for loan losses | 4,028,000 | 4,028,000 | 4,028,000 | 4,228,000 |
| Securities available for sale | 102,635,000 | 105,089,000 | 109,580,000 | 97,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,307,000 | 250,642,000 | 251,470,000 | 243,972,000 |
| Interest-bearing deposits | 201,886,000 | 204,474,000 | 205,211,000 | 198,477,000 |
| Noninterest-bearing deposits | 39,421,000 | 46,168,000 | 46,259,000 | 45,495,000 |
| Equity capital | 35,305,000 | 35,931,000 | 36,759,000 | 38,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,572,000 | 5,119,000 | 7,805,000 | 10,611,000 |
| Interest expense | 105,000 | 206,000 | 310,000 | 418,000 |
| Net interest income | 2,467,000 | 4,913,000 | 7,495,000 | 10,193,000 |
| Noninterest income | 66,000 | 171,000 | 270,000 | 396,000 |
| Noninterest expense | 1,200,000 | 2,447,000 | 3,731,000 | 4,825,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,333,000 | 2,637,000 | 4,034,000 | 5,564,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,333,000 | 2,637,000 | 4,034,000 | 5,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,997,000 | 35,753,000 | 36,550,000 | 38,079,000 |
| Total capital | 37,030,000 | 37,673,000 | 38,677,000 | 40,091,000 |
| Risk-weighted assets | 162,664,000 | 151,504,000 | 168,290,000 | 158,768,000 |