Call reports 2014
TIME BANK — 2014
What TIME BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 273,621,000 | 281,221,000 | 282,576,000 | 286,800,000 |
| Total loans | 146,324,000 | 149,116,000 | 156,955,000 | 163,100,000 |
| Allowance for loan losses | 4,028,000 | 4,103,000 | 4,178,000 | 4,028,000 |
| Securities available for sale | 110,542,000 | 107,616,000 | 111,585,000 | 100,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,873,000 | 243,513,000 | 242,972,000 | 245,257,000 |
| Interest-bearing deposits | 195,103,000 | 200,569,000 | 201,897,000 | 201,459,000 |
| Noninterest-bearing deposits | 39,770,000 | 42,944,000 | 41,075,000 | 43,798,000 |
| Equity capital | 32,726,000 | 32,804,000 | 33,456,000 | 34,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,296,000 | 4,651,000 | 7,015,000 | 9,521,000 |
| Interest expense | 101,000 | 202,000 | 304,000 | 411,000 |
| Net interest income | 2,195,000 | 4,449,000 | 6,711,000 | 9,110,000 |
| Noninterest income | 99,000 | 207,000 | 324,000 | 449,000 |
| Noninterest expense | 1,179,000 | 2,283,000 | 3,431,000 | 4,400,000 |
| Provision for loan losses | 0 | 75,000 | 150,000 | 0 |
| Pretax income | 1,115,000 | 2,298,000 | 3,454,000 | 5,159,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,115,000 | 2,298,000 | 3,454,000 | 5,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,470,000 | 32,405,000 | 33,061,000 | 34,766,000 |
| Total capital | 34,529,000 | 34,490,000 | 35,228,000 | 36,983,000 |
| Risk-weighted assets | 162,747,000 | 164,803,000 | 171,393,000 | 175,572,000 |