Call reports 2013
TIME BANK — 2013
What TIME BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 270,155,000 | 278,041,000 | 278,528,000 | 274,418,000 |
| Total loans | 151,280,000 | 147,037,000 | 145,681,000 | 149,902,000 |
| Allowance for loan losses | 4,000,000 | 4,061,000 | 4,086,000 | 4,246,000 |
| Securities available for sale | 92,666,000 | 97,199,000 | 116,058,000 | 109,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,740,000 | 239,941,000 | 239,321,000 | 229,605,000 |
| Interest-bearing deposits | 195,021,000 | 198,528,000 | 196,389,000 | 192,778,000 |
| Noninterest-bearing deposits | 37,719,000 | 41,413,000 | 42,932,000 | 36,827,000 |
| Equity capital | 31,059,000 | 30,831,000 | 31,376,000 | 32,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,317,000 | 4,579,000 | 6,891,000 | 9,218,000 |
| Interest expense | 113,000 | 222,000 | 328,000 | 438,000 |
| Net interest income | 2,204,000 | 4,357,000 | 6,563,000 | 8,780,000 |
| Noninterest income | 102,000 | 249,000 | 335,000 | 410,000 |
| Noninterest expense | 1,144,000 | 2,327,000 | 3,491,000 | 4,500,000 |
| Provision for loan losses | 157,000 | 207,000 | 232,000 | 307,000 |
| Pretax income | 997,000 | 1,968,000 | 3,063,000 | 4,374,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 997,000 | 1,968,000 | 3,063,000 | 4,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,478,000 | 30,551,000 | 31,247,000 | 32,560,000 |
| Total capital | 32,513,000 | 32,567,000 | 33,312,000 | 34,565,000 |
| Risk-weighted assets | 160,991,000 | 159,445,000 | 163,913,000 | 164,804,000 |